Financial planning is incomplete without adequate Life Insurance coverage. One of the most popular and affordable types of Life Insurance is Term Insurance, which provides financial assurance for the policyholder’s family in case of an unfortunate event. Apart from securing your family’s future, you can now buy Term Insurance with significant tax benefits, making it a crucial element o......

Research Analyst A SEBI research analyst is someone who studies companies, industries, or financial markets to help people make investment decisions. They gather information, look at financial records, and then prepare investigative reports on securities or assets for in-house or client use. These reports often recommend whether to buy, sell, or hold an investment, like stocks and usually ends w......

Repaying your IDFC loans online is now easier through the Bajaj Finserv Bharat Bill Payment System (BBPS). It is a secure and efficient platform that simplifies loan repayment by allowing you to make your IDFC quick payment anytime, anywhere. By using Bajaj Finserv BBPS, you can enjoy hassle-free transactions without additional fees, ensuring timely payments directly from your bank account. The pr......

Understanding all aspects of taking a business loan is very helpful. The primary factor, however, is the EMIs you pay monthly for the loan repayment. As these types of credit facilities are usually loans without collateral, they don’t require you to pledge any assets. In addition, you can use a business loan EMI calculator to keep track of your EMI payments so that they don't accumulate over......

If you suddenly need cash, the best way to get it is through a personal loan. However, do you know how a personal loan works? Quite simply, actually, it all lies in your CIBIL score. What is a CIBIL score, and what does it mean to your financial standing in the overall spectrum of finances? We will tell you all about it. This phrase 'CIBIL score' could also be the most trending phrase in recent te......

One can have long-term wealth creation by investing in mutual funds, but like every other investment, mutual funds also come with their share of risks. Diversification is the best method of reducing them.   Think of it like this: "Don't put all your eggs in one basket." This saying is more than advice; it's a practical approach to investing. All that a diversified portfolio does is distribu......

Getting paid for your hard work is vital for the success of your business. To ensure that you receive timely payments, sending out professional invoices is essential. Rather than starting from a blank slate, Excel can help you quickly and efficiently create polished invoices. This article will show you how to use Microsoft Excel to create good-looking invoices and bills without hassle. Creating a......

Your phone bill is more than just a list of charges. When done right, it can be a helpful way for phone companies to show you their latest offers and ways to save money. A clear and easy-to-read bill can make you feel more connected to your phone company and help you understand how to get the most out of your phone plan. Keep reading to find out how phone bills can be designed to be helpful for bo......

Since hitting the ground running and being enforced with effect in 2017, the Goods and Services Tax has thoroughly overhauled the indirect tax system in India. This integrated indirect tax requires businesses to collect GST on their products and track and record the same to file returns on GST. The concept of GST lies in the tax on consumption, but moving through the tax rate, its calculations, an......

In the world of finance, terms like asset management and wealth management are often used interchangeably. However, they represent distinct services tailored to different needs and client profiles. Understanding the differences between these two can help investors make informed decisions about their financial planning and investment strategies while choosing the right PMS Services for them. Defin......

With the ongoing changing landscape of business, corporate compliance is more crucial than before. Some individuals are skilled at carrying out illegal activities that may escape the eyes of regulatory bodies. Tightening compliance is important to ensure companies meet the standard regulatory requirements. An effective corporate compliance program benefits businesses in the long run as it not only......

In a world where a large amount of the content that is produced for online platforms is meant for adults, there needs to be an efficient and accurate way to determine a visitor’s age. Age gating is a relatively simplistic method of achieving this goal, and has been around on websites for many years at this point. The problem is that this method is very simple to circumvent and avoid for eve......

The digital era has enabled businesses to employ automated data management services to enhance business operations. Companies are utilizing machine-learning programs in their databases to effectively address customer’s queries and guide them with accurate solutions. Although these automated solutions are revolutionizing business services, they cannot operate effectively without the proper hu......

Buying health insurance online has revolutionized the way individuals secure financial protection for their medical needs. With the click of a button, you can access multiple options, compare plans, and purchase a policy tailored to your requirements. However, the process of buying health insurance for senior citizens can be overwhelming due to the plethora of choices and technical details. This ......

We're all cognizant that before and after appointing a Director, a Company must obtain several declarations from the directors. Let’s quickly examine, various declarations required under all the Acts. S.N O REGULATION/ SECTION PARTICULARS OF DECLARATION FORM FREQUENCY APPLICABILITY 1. Section 152(5) and Rule 8 of Companies (Appointment and Qua......

REGULATION TO BE MADE BY TRIGGER POINT TIME PERIOD TO BE MADE TO EXEMPTION, IF ANY Regulation 29(1) Acquirer and PAC Acquirer + persons acting in concert (PAC) acquiring 5% or more of the shares or voting rights of the target company shall disclose to their aggregate shareholding and voting rights in such target company. Within 2 working da......

In the dynamic world of finance, understanding the nuances of investment tools such as call-and-put options is essential for both novice and seasoned investors. These instruments are pivotal in implementing diverse investment strategies in the stock market, particularly in platforms like the National Stock Exchange (NSE). This article aims to demystify these options, explore their differences, an......

Taking out a personal loan can be a big decision. Whether it's for funding your dream vacation, consolidating debts, or covering unexpected expenses, understanding the financial implications of a personal loan is crucial. This is where a personal loan EMI calculator comes into the picture. This guide will explore how to effectively utilise a personal loan EMI calculator to make informed financial ......

Investing in the Nifty 50 index offers an enticing pathway to potentially secure long-term growth and diversification for investors looking to tap into the vibrancy of India's stock market. Representing the top 50 companies in terms of market capitalization on the National Stock Exchange (NSE), the Nifty 50 serves as a barometer for the Indian economy, capturing the performance of diverse sectors.......

In my article, I have tried to cover all the practical issues and processes that I have undergone. The views are personal, and readers may go for a second opinion with another professional for seeking advice, if not satisfied with the content specified in this article. Hope that this article provides an in-depth exploration of the forfeiture process, legal provisions, shareholder rights, complian......