Startup
Start Your Business
Private Limited Registration
Public Company Registration
OPC Pvt Ltd Registration
LLP Firm Registration
Section 8 Company Registration
Nidhi Company Registration
Insurance Company Registration
NBFC Company Registration
Producer Company Registration
Foreign Subsidiary Registration
Foreign Branch Office
Foreign Liaison Office
Foreign Project Office
Overseas Company Registration
Proprietorship Firm Registration
Partnership Firm Registration
Grow Your Business
GST Registration
MSME Registration(UDYAM)
Shop & Establishment Registration
Startup India Registration
ESI/PF Registration
IEC Code (Import Export)
Startup Consultation
Appoint Virtual CFO
Angel Funding/ VCs
Virtual Office Service
Due Diligence of Company
Business Development
Protect Your Business
Trademark Registration
Trademark Objection
Trademark Hearing
Trademark Opposition
Trademark Infringement
Trademark Renewal
Trademark Assignment
Trademark Withdrawal
Trademark Monitoring
Logo Design Service
Copyright Registration
Patent Registration
Exit Your Business
Close Company
Fast Track
Close LLP
Close Firm
GST Cancellation
Compliances
Change Services
Change Company Name
Change LLP Name
Change Company Object
Change LLP Object
Increase Authorised Capital
Increase Paid-up Capital
Increase LLP Capital
Transfer of Shares
Alteration in MoA & AoA
Resignation of Auditor
Appointment of Director
Resignation of Director
Change in Designation of Director
Shifting Registered Office of Company
Shifting Registered Office of LLP
Dormant Status of Company
Mandatory Compliances
Appoinment of Auditor
Annual Filings of Company
Annual Filings of LLP
Annual DIN/DPIN KYC
Annual Return of Deposits
Half Yearly MSME Return
Statutory Registers & Minutes
XBRL Filing of Companies
eStamping of Share Certificates
Dematerialisation of Shares
RBI FEMA Compliance
GST Returns Filing
ESI-EPF Returns Filing
TDS Returns Filing
Change in Structure
Proprietorship to OPC
OPC to Private Limited
Private Limited to OPC
LLP to Private Limited
Private Limited to LLP
Partnership Firm to LLP
Private Limited to Public Company
Public Company to Private Limited
Trust/Society to Section 8 Company
Existing Company to Section 8
Existing Section 8 to Company
Services
Accounting & Book Keeping
GST Compliance
Valuation Services
Corporate Litigation
Company Law Advisory
Services For Banks
Drafting & Vetting Services
Business Setup Advisory
Startups Funding
Business Loans
Get in Touch
Govt Liaisoning
Retainership Services
NBFC
NBFC Company Registration
NBFC Micro-Finance Registration
NBFC P2P Lending Registration
NBFC Core Investment Company
NBFC ROC Compliance
NBFC RBI Compliance
NBFC License Restoration
NBFC Business Plan
NBFC Acquisition
NBFC Consultancy
NBFC Compliance Calendar
NBFC Independent Director
ISO
ISO 9001:2015
Most Demanded
ISO 14001:2015
ISO 13485:2016
OHSAS 18001:2007
HACCP Certification
CE Marking
GMP Certification
CMMI Level 3 Certification
ISO 22000:2005
ISO 27001:2013
FSSAI
FSSAI Registration
FSSAI State License
FSSAI Central License
FSSAI Registration Renewal
FSSAI License Renewal
FSSAI Returns Filing
FSSAI Compliances
FSSAI Consultancy
ITR
Salaried Person
TDS Refund
Firms/LLPs
Companies
NGOs
Income Tax Notice
Income Tax Planning
Income Tax Litigation
Income Tax Computation
Charity
Section 8 Company
Recommended
Trust Registration
Society Registration
80G & 12A Registration
FCRA Registration
NITI Ayog Registration
CSR-1 Registration
CSR 2 Report
CSR Services
NGO Consultancy
NGO Handholding
Govt Grants Support
Partnership
Angel Investors
Venture Capitalists
Co-Working Spaces
Banks and NBFCs
Incubation Centres
Government Wings
Institutional Bodies
Software Companies
CA/CS/CMA/Lawyers
Press & Media Houses
Overseas Ventures
Other Startup Enablers
Contact Us
Home
Editorial Box
Financial hacks for your early stage business to explore this year in 2023
Financial hacks for your early stage business to explore this year in 2023
Volume
1
Rate
1
Pitch
1
Financial hacks for your early stage business to explore this year in 2023. When it comes to investments, the year 2022 ended on a bittersweet note, becoming the sixth-most volatile year since the Great Depression of 1930 (Goldman Sachs). When it comes to advising for funding and investments, we at Compliance Calendar find our startup clientele wishing to generate favourable returns but often being unsure how to. Whether it’s building a steady stream of working capital to fulfil your large and small orders, investing in securities or finding enough capital investment to expand your manufacturing base - we have got you covered. In this special early year edition, Compliance Calendar brings to you the best financial hacks to explore in 2023. Top Trends in the Financial Space - 2023 The year 2022 was a particularly unpredictable year - the Russia - Ukraine war intensifying, rising interest and inflation and large layoffs, all contributed to it. However, despite the volatility, the financial space in 2022-23 has been buzzing with the arrival of new-age financial avenues. These are Real Estate Investment Trusts (REITs), digital gold, direct equity or stock and mutual fund baskets, etc. With these newer instruments, there are significant changes in risk appetites in investors. So what should you invest in, as a startup founder for better returns? We explore these, alongside traditional investment products (like Fixed Deposits) against the backdrop of convenience, tax efficiency, flexibility and most importantly, returns. What are large-caps, small-caps and mid-caps? For a new investor entering the stock market, it’s important to know the differences between large, mid and small caps. The word cap, stands for market capitalization. A large cap company would be a big business house which has a market value of its share exceeding INR 20,000 crores. Mid-caps are companies having a market capitalisation between INR 5000 crores - INR 20,000 crores. Small caps are smaller companies with a below INR 5000 crore market cap. Naturally, the investments in a large cap would be stable, and thus less risky. However, the prospects for growth are more in medium and small cap investments. Traditionally, large caps have done well in India. This was also the preferred option for investors to safeguard themselves from volatility in the market in 2022. It is speculated by experts that 2023 could witness a boom in small and mid caps. Systematic investment plans for equity and REITs Due to the recent rise in ease of investing, thanks to multiple apps - Systematic Investment Plans (SIPs) are now preferred by over 55% of all retail investors. India was one of the few stock markets in the world that delivered favourable returns in 2022. Experts suggest SIP over other equity investment schemes for the following reasons: - Small, regular investments - Helps average out returns in a highly volatile market - Builds a momentum of savings In addition, Equity Linked Savings Schemes also provide tax advantages to an individual investor. While investigative reports like the Hindenburg, placing allegations of short selling and financial misrepresentation on Adani Enterprises have blurred the high investor sentiment that the year 2023 began with, the outlook for the overall equity investments in large and mid-caps is still positive. Similarly, Real Estate Investment Trusts is an investment that pools small amounts from investors to fund a larger real estate project. It allows individual investors to contribute to, and earn from large scale projects in housing, construction or similar projects. Debt and Debt Funds - a stable, steady but low return avenue in 2023 As a loan-taker: Debt, or loans are a preferred option for businesses assured of steady income. If your business is at a very early stage, we advise waiting till having certainty of an assured inflow of funds. Accounting for regular interest costs could be a burden in the initial stages of the business. As an investor in debt funds: In 2022, debt funds gave poor returns, averaging only 2-4 percent. This was much lower than returns offered by most fixed deposits and provident funds. However, there is good news. With rising inflation, interest offered on debt often increases. Experts believe that India is on an upward growth trajectory that is likely to continue till the end of 2023. A favourable corporate sector, moderate inflation, rising exports and increasing cost efficiency are some reasons for why the Indian investment landscape looks promising. Digital Gold - a glittering investment In 2022, gold prices reached a historic high of INR 55,000. Investing in gold is a good hedge against inflation, and one is assured of positive returns from the underlying value of the metal. There are several ways of investing in gold digitally. One can subscribe to RBI’s Sovereign Gold Bonds, or invest in Gold based mutual funds. Additionally, gold futures contracts could be short term investment instruments that make profits based on changes in gold price. Sectors to watch out for in 2023 Whether you’re an individual investor looking to diversify your portfolio or a startup founder looking for investments, here’s Compliance Calendar’s take on the key sectors that are all set to record growth: - Semiconductor manufacturing - Solar power - Packaging and logistics sector - Assembly of electronics, aviation and consumer goods - Pharmaceuticals - Cement, housing & infrastructure - Defence goods Giving up your own equity or not - A founder’s dilemma One of the most frequent advisory questions we receive is whether or at what stage should an early stage business give up equity. It’s important to factor that as a startup founder, you’d need constant capital to hire talent, build prototypes, fund an office/working/manufacturing space, and connect with investors and consumers. For this, a reasonable amount should be set aside. While giving up equity in exchange for cash flow is the often taken path, it entails risks of diluting stakes too early in the business. With a steady base of financial returns through investments, pooling from family and friends, a startup founder may be able to generate enough seed-funding on their own. However, the decision to dilute equity is one that requires careful planning and deliberation. Connect with one of our experts at Compliance Calendar to get the best of tailored advice for funding your business.
Share this article:
Search more articles:
You may also like
Areas of Startup Consultation and Need of Professionals
Role of MSME in the Indian Economy and Various Govt Schemes: Let us comprehend
Know why your business should embrace technology
10 Ways to make time for your side hustle and also make money
How Automation will change the work that we do
Future of FinTech Companies in Indian Perspective
How to make Extra Money while you are still a Student
Impact of GDPR in Business Privacy Policies
What Strategies can your Business adopt for Marketing in a Post-Covid World?
How GST has Become a Turning Point for SMEs of India?
SEZs: Should you relocate your business to a Special Economic Zone?
A growing Indian sports market - here's what it means for businesses
How a falling rupee can impact your business in 2023.
What India’s G20 Presidency means for Business in India
India’s unique success in digital payments - Here’s how your business benefits
Major Mergers - Zee-Sony and PVR-Inox, tracing the significance of M&A deals on business
Angel Investment Guide - A new asset class and portfolio for HNI/ SME Owners
What are the modes available for investment in a Startup Company?
FCRA License suspension - The why, how, and the way out
ESOPs for Employees: What It Is, How It Works and Advantages
Reduction in Basic Customs Duty in Budget 2023 - does your business benefit?
How solar energy startups are heating up India's business landscape
India as a drone manufacturing hub - Possibilities, Compliances and Challenges
What is the ASPIRE Scheme for MSMEs?
Sweat Equity Shares: A Comprehensive Guide for Entrepreneurs and Investors
Top Schemes Every Eco-entrepreneur should watch out for
Understanding Convertible Notes as an Investment in Startups
India's New Foreign Trade Policy for Export and Import
Phantom Stock Plans for Employee Compensation & Retention
North East Startups- Top Schemes for MSMEs and Entrepreneurs
Green Financing in India- Opportunities, Challenges & Regulation
Start Your Business
Private Limited Registration
Public Company Registration
OPC Pvt Ltd Registration
LLP Firm Registration
Section 8 Company Registration
Nidhi Company Registration
Insurance Company Registration
NBFC Company Registration
Producer Company Registration
Foreign Subsidiary Registration
Foreign Branch Office
Foreign Liaison Office
Foreign Project Office
Overseas Company Registration
Proprietorship Firm Registration
Partnership Firm Registration
Grow Your Business
GST Registration
MSME Registration(UDYAM)
Shop & Establishment Registration
Startup India Registration
ESI/PF Registration
IEC Code (Import Export)
Startup Consultation
Appoint Virtual CFO
Angel Funding/ VCs
Virtual Office Service
Due Diligence of Company
Business Development
Protect Your Business
Trademark Registration
Trademark Objection
Trademark Hearing
Trademark Opposition
Trademark Infringement
Trademark Renewal
Trademark Assignment
Trademark Withdrawal
Trademark Monitoring
Logo Design Service
Copyright Registration
Patent Registration
Exit Your Business
Close Company
Fast Track
Close LLP
Close Firm
GST Cancellation
Change Services
Change Company Name
Change LLP Name
Change Company Object
Change LLP Object
Increase Authorised Capital
Increase Paid-up Capital
Increase LLP Capital
Transfer of Shares
Alteration in MoA & AoA
Resignation of Auditor
Appointment of Director
Resignation of Director
Change in Designation of Director
Shifting Registered Office of Company
Shifting Registered Office of LLP
Dormant Status of Company
Mandatory Compliances
Appoinment of Auditor
Annual Filings of Company
Annual Filings of LLP
Annual DIN/DPIN KYC
Annual Return of Deposits
Half Yearly MSME Return
Statutory Registers & Minutes
XBRL Filing of Companies
eStamping of Share Certificates
Dematerialisation of Shares
RBI FEMA Compliance
GST Returns Filing
ESI-EPF Returns Filing
TDS Returns Filing
Change in Structure
Proprietorship to OPC
OPC to Private Limited
Private Limited to OPC
LLP to Private Limited
Private Limited to LLP
Partnership Firm to LLP
Private Limited to Public Company
Public Company to Private Limited
Trust/Society to Section 8 Company
Existing Company to Section 8
Existing Section 8 to Company
Services
Accounting & Book Keeping
GST Compliance
Valuation Services
Corporate Litigation
Company Law Advisory
Services For Banks
Drafting & Vetting Services
Startups Funding
Business Loans
Get in Touch
NBFC
NBFC Company Registration
NBFC Micro-Finance Registration
NBFC P2P Lending Registration
NBFC Core Investment Company
NBFC ROC Compliance
NBFC RBI Compliance
NBFC License Restoration
NBFC Business Plan
NBFC Acquisition
NBFC Consultancy
NBFC Compliance Calendar
NBFC Independent Director
ISO
ISO 9001:2015
ISO 14001:2015
ISO 13485:2016
OHSAS 18001:2007
HACCP Certification
CE Marking
GMP Certification
CMMI Level 3 Certification
ISO 22000:2005
ISO 27001:2013
FSSAI
FSSAI Registration
FSSAI State License
FSSAI Central License
FSSAI Registration Renewal
FSSAI License Renewal
FSSAI Returns Filing
FSSAI Compliances
FSSAI Consultancy
ITR
Salaried Person
Firms/LLPs
Companies
NGOs
Income Tax Notice
Income Tax Planning
Income Tax Litigation
Charity
Section 8 Company
Trust Registration
Society Registration
80G & 12A Registration
FCRA Registration
NITI Ayog Registration
CSR-1 Registration
CSR 2 Report
CSR Services
NGO Consultancy
NGO Handholding
Govt Grants Support
Partnership
Angel Investors
Venture Capitalists
Co-Working Spaces
Banks and NBFCs
Incubation Centres
Government Wings
Institutional Bodies
Software Companies
CA/CS/CMA/Lawyers
Press & Media Houses
Overseas Ventures
Other Startup Enablers
Contact Us